Doug Truax, CEO and founder of Everlong Captive Health Insurance, says Everlong Captive Health Insurance helps clients save money from the continuously rising prescription cost with the use of "a cost-effective and completely transparent pharmacy benefits manager, and an innovative specialty drug program."

A patient of Sinus and Allergy Wellness Center of North Scottsdale, called E.M., had a balloon sinuplasty procedure to treat her sinus symptoms.

While the insurance market globally has seen a year full of volatility and uncertainty, the captive insurance market had tremendous growth in comparison. Everlong CEO and Founder Doug Truax said his company, like other captive health insurances, is for those looking to lower cost and who are tired of traditional insurance.

Though captive health insurance is not required to meet the federal regulations of the Employee Retirement Income Security Act (ERISA) of 1974, as amended from time to time, it does allow for those funds saved to be placed into such programs for the employees.

Annual open enrollment for health care insurance has proven to be quite stressful for many individuals and employers. 

Doug Truax, founder and CEO of Everlong Captive, Captive Health Insurance recently said that rate caps are a tool that were made a long time ago that should be left in the past.

Though many people suffer from allergies year-round, the holiday season can be especially triggering.

Most Americans who get health insurance through their employer have an annual deductible.

Doug Truax, CEO and founder of Everlong Captive Health Insurance, recently said that employers who switch to a captive health care insurance model can save money, helping to mitigate the rates and health care costs that continue to increase globally with no end in sight.

There are many inaccurate sources that have spread myths about captive health insurance and it is important for business owners to get the facts straight, said Wesley Sierk, president of Risk Management Advisors.

Everlong Captive, Captive Health Insurance separates itself from the rest of the Captive Health Insurance world with its benefits and opportunities, said Doug Truax, its founder and CEO.

Doug Truax, founder and CEO of Everlong Captive, said insurance brokers are often unaware of the possibilities they have when it comes to health insurance and the possible benefits they could have with Everlong Captive.

Doug Truax, CEO and founder of Everlong Captive, Captive Health Insurance recently said that many small business owners are stuck with rising traditional health care costs and are blind to the cost savings that are within their reach.

Both allergies and colds are more common in the fall and winter months.

Both allergies and colds are more common in the fall and winter months.

Gulf Coast Breathe Free offers an online quiz for potential patients to evaluate their symptoms.

Physical symptoms of sinusitis include nasal inflammation, a runny nose, congestion, headaches and pain or swelling in the face.

More than 23 million people in the U.S. suffer from allergic rhinitis, also known as hay fever.

Fall allergies typically begin in August and can last through October.

Antibiotics are typically used as an initial treatment for sinus infections.